Global Prima Medical Insurance (GPMI)

IMG is an award-winning provider of global insurance benefits and assistance services. Since 1990, we have enabled our customers to worry less and experience more by delivering the service they need, backed by a market leader they can trust. Our customers experience the IMG Advantage with our focus on Service, Strength, and Safety Solutions—so they can travel the world with Global Peace of Mind.

IMG® (International Medical Group®) is an award-winning global insurance benefits and assistance services company that has served millions of members worldwide since its founding in 1990. The preeminent provider of travel and health safety solutions, IMG offers a wide range of insurance programs, including international private medical insurance, travel medical insurance, and travel insurance, as well as enterprise services, including insurance administrative services and 24/7 emergency medical, security, and travel assistance. IMG’s world-class services, combined with an extensive product portfolio, provide Global Peace of Mind® for travellers, students, missionaries, marine crews, and other individuals or groups traveling, working, or living away from home. We are owned by SiriusPoint, a multi-billion-dollar insurance industry leader and rated “A-” by A.M. Best, an independent analyst of the insurance industry, IMG has a strong financial backing and vision to become the preeminent provider of travel and health safety solutions. With loyal customers ranging from Fortune 500 companies, universities, to individuals and other insurance companies, our personalised offerings allow us to meet the needs of people travelling internationally.

Global Prima Medical Insurance allows you to choose from several plan options, areas of coverage, multiple deductibles, and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies. Quite simply, we help you build the cover you need.

Providing annually renewable coverage to people living or working outside of their home country, typically for one year or longer. Being a global citizen can be an exciting experience, yet one that can pose many potential risks. Your health care abroad should not be one of those concerns.
With Global Prima Medical Insurance, you will receive 24/7 global access to health care, and vital connections to international medical services, such as the coordination of emergency evacuations. 

Our plans can be customized to suit the needs of: 
• Expats & Their Families
• Digital Nomads
• Group Coverage
• Dual Residences
• Multinational Employers
• Local Nationals

Core Benefits:

• In-patient and Out-patient care and treatment: Coverage for hospital stays, surgeries, and related treatments.
• Diagnostic Tests: Laboratory tests, CT, PET and MRI.
• Prescription Drugs: Coverage for prescribed medications.
• Cancer Treatment: Comprehensive oncology care.
• Vaccinations: Immunizations as per medical recommendations.
• Rehabilitation and Nursing at Home: Post-hospitalization care and support.
• Well-Being: Cover for Hearing tests and Routine health checks
• Crisis Benefits: Evacuation and repatriation

Health Services Included:

• Telemedicine Services: Online and telephone access to a network of medical professionals available to discuss new, non-emergency medical issues. The best medicine brought to you and your family 24 hours a day, seven days a week.
• Support Programme: Telemedicine for mental health that supports with financial, physical and emotional wellbeing.
• Travel Intelligence: A vital companion that provides access to dynamic alerts and country intelligence to help you prepare for and stay safe while away from home 24/7. Expats receive push notifications with location-specific alerts spanning 10 threat categories related to crime, terrorism, severe weather, and more.

Please check our policy documents to make sure which benefits apply to your chosen plan

Plan Highlights

• Multiple plan options that cover chronic conditions, cancer, complementary medicine, optical, vaccination, wellness and preventative tests, to fit your needs and budget.
• Choice of Coverage Area – Europe, Worldwide excluding United States of America and any USA territories, and Worldwide
• MyIMG Member Portal - access and manage your Global Prima Medical Insurance account any time, from anywhere and any device
• Select from our extensive network of medical facilities or choose your own healthcare provider wherever you are in the world
• Medical Helpline - for claims information, emergency assistance and advice on treatment, our multilingual in-house staff of nurses, doctors, and case managers provide 24/7/365 assistance services in case of emergency.
• Children covered up to the age of 25 years
• We guarantee continuation of cover for members leaving a Global Prima Medical Insurance group scheme.
• Comprehensive quotation service
• No age limits and lifetime renewal

Choosing the right plan

Global Prima Medical Insurance allows you to choose from several plan options, areas of coverage, multiple deductibles, and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies. Quite simply, we help you build the cover you need.

Global Prima Medical Insurance offers five levels of coverage

• Bronze: Annual Maximum Benefit: €1,000,000
• Bronze Plus: Annual Maximum Benefit: €2,000,000
• Silver: Annual Maximum Benefit: €3,000,000
• Gold: Annual Maximum Benefit: €4,000,000
• Platinum: Annual Maximum Benefit: €5,000,000

Optional Add-ons

• Routine Pregnancy (10 month waiting period): Routine pregnancy and childbirth costs, including pre and postnatal check-ups (maximum 12 check-ups), scans (maximum of three, one per trimester) and delivery costs for a routine delivery, will be covered as standard if you have this option added to your plan.
• Dental Treatments (6 month waiting period): In addition to emergency dental coverage, all customers can have a full range of dental procedures included in their plan.

Please check our policy documents to make sure which benefits apply to your chosen plan

Global Prima Medical Insurance quote request
Premiums vary based on factors such as age, chosen plan, optional add-ons, and deductible levels. To obtain a quote you can either complete the form or use the link provided below to take you through to the IMG quote platform.

Age limits
Global Prima Medical insurance is available to:

Adults up to 75 years of age at the time of application. Higher ages may be accepted but are subject to medical underwriting.
Once enrolled and coverage has been accepted we will offer renewal forever provided you maintain continuous coverage
Children can be insured as dependents from birth up to 25 years of age and child alone policies are available, subject to underwriting approval.

Restricted countries
IMG operates with a list of sanctioned countries that we are unable to provide cover for.

Potential customers are also advised to check the requirements of the countries they are planning to visit to ensure that their chosen cover is aligned to locally mandated health insurance.

Check the documents

We are happy to answer your questions. Fill out the contact form here.

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